Recently, there has been renewed discussion about whether employee investors should make traditional pre-tax contributions into their employer-provided 401k plan or take advantage of the Roth 401k option. Over the past several years, many employers have added a Roth 401k option to their retirement plan offering, which is the basis for the increased discussion. What […]
Most People Confuse Tax Deferred (will be taxed at some point) with Tax-Free (will never be taxed) Investments When most investors hear “tax-free income”, they immediately think about investing in municipal bonds which are free from federal income taxation. There are many financial calculators for the tax-free equivalent yield when investing in municipal bonds. Clearly […]
Some Updates and Reminders for Closing 2015 and Beginning 2016 As we ring in the New Year and put last year to rest, I wanted to take some time to run down a list of tax and financial topics of interest. These items are things of importance to consider as you prepare for 2016 which […]
We know they’re coming but don’t want to acknowledge them! As I sit to write the blog for this month, I can’t help but reflect how my life has changed over the past month with what seem like normal life events. What are these life events? Well both of my sons have had graduations. I […]
As we begin March, I’m sure that you, like me, are ready for the cold weather to depart. Excluding the Floridians & Californians, probably the rest of us are ready for sunshine and the transition to spring. I’m looking forward to working in my yard and bringing the flower beds back to life. As we […]
Where has the year gone?!!! We half way through the final month of 2014 and before you start (or finish) your holiday shopping and plans for Christmas we need to consider a few items regarding Year-End Tax Planning And Preparation. WHY IS YEAR-END TAX PLANNING AND PREPARATION IMPORTANT? Many of the items we are going […]
