Our Experience Working with United Pilots and Families
Smith Anglin Financial is proud to work side-by-side with United and former Continental pilots. Our knowledge of your United Airlines retirement benefits, including the Pilot Retirement Account Plan (PRAP), A- Plan, B-Plan, and C-Plan allows us to help you make informed decisions regarding your financial future.
What You Should Know About Your United Airlines Pilot Retirement Benefits Plan
- How to evaluate your United Airlines 401k’s investment options and their individual performance.
- How to set up and utilize the Schwab PCRA investment options.
- How to optimize your contributions to the Pilot Retirement Account Plan (PRAP) with the IRS limits.
- Understand the 17% UAL contribution.
- Determine your monthly payroll contribution % or $ rate.
- How your profit-sharing affects your United Airlines PRAP.
- How to manage your spill-over to your RHA and MBCBP.
- How to forecast your taxes on your accounts.
- How to take advantage of your In-Service Rollover Options available at 59.5 years of age.
- How to roll over defined benefit pension plans such as your UAL A-Plan (PBGC), CPRP and/or CARP.
Financial Highlights of the 2023 Contract
Follow the link below to view the financial summary.
Discover Your Financial Journey
Financial Assessment and Planning
Investment and Portfolio Management
Retirement and 401k Services
Designated Advisor Support & Superior Standard of Care
Helping Co-Pilot Your Financial Journey, No Matter Where You Are
Whether you’re nearing retirement or early in your career, we can help you better prepare for the path ahead.
I’m Nearing Retirement
I’m Early in Retirement Planning
I’m Nearing Retirement
Request Your Complimentary Retirement Plan Analysis
For pilots who are nearing retirement. We can help maximize your company-provided benefits, assess the pros and cons of each major decision as it relates to your specific circumstances, and most importantly, create a plan to accomplish what matters most to you – enjoying the retirement you have worked so hard for.
What you can expect to see in your personalized Retirement Plan Analysis:
- Retirement Cash Flow Projection
- Tax Impact Analysis
- Investment Strategy Evaluation
- Specific Scenarios for Your Situation
To get started, please complete the simple form below
I’m Early in Retirement Planning
401K AutoPilot℠ Program
For pilots who are ready to optimize their financial future. If you are a pilot with a 401k balance under $500k, our 401K Autopilot Program is the solution we’ve created to help optimize your financial future. Our team of financial experts will help you navigate the ever-changing capital markets landscape and set up a financially savvy flight plan to accomplish what matters most to you – building a more secure financial picture for all the years ahead.
To get started, please complete the simple form below
A long history of providing honest, compassionate, and informative service. Read what our clients are saying.
"I don't know what you can do to improve. For us, Smith Anglin has been wonderful. Best of all is our rapport with our advisor. My wife and I feel comfortable bringing anything to his attention and though we’ve never met him face-to-face, we think of him as not only an advisor but a personal friend. Everyone else we’ve had contact with at Smith Anglin has also been wonderful."
Tim T.Retired Pilot
Client since 2019
"Personal service from my advisor is GREAT! I'm VERY happy with our experience and have nothing I would change."
Jeff E.Active Pilot
Client since 2019
"The quality, experience, character and integrity of the Smith Anglin team is outstanding. I have every confidence in their ability to manage my portfolio and anytime I have a question or concern I can always reach them in a moment’s notice."
Ben S.Active Pilot
Client since 2015
"My advisor is always available to answer my questions and keeps me in the loop on our retirement goals. Never any pressure to take on more than what we’re comfortable with. I truly feel our advisor has our best interests/goals in mind and I feel very confident and comfortable with his financial expertise and recommendations."
Mark C. Active Pilot
Client since 2018
"I value the personal care of an expert watching my financial investments while I am overseas at work and unable to notice and react to market volatility."
Tom M.Retired Pilot
Client since 2013
All testimonials are provided by current clients of Smith Anglin Financial. Clients were not compensated for testimonials, direct or otherwise. To our knowledge, no other conflicts of interest exist regarding these testimonials. For more information, click this link
Do You Have Enough for Retirement? [2:13]
How To Supercharge Your PCRA [3:10]
How To Maximize Your PRAP [3:19]
Request Your 401k AutopilotSM Program Digital Brochure
If you are a pilot with a 401k balance under $500k, our 401K AutopilotSM Program is the solution we’ve created to help optimize your financial future. Our team of experts will help you navigate the ever-changing capital markets landscape and set up a financially savvy flight plan to accomplish what matters most to you – building a more secure financial picture for all the years ahead. To learn more, request your digital brochure today!